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Home Energy Audit ROI Calculator

Real numbers for a real audit. We use 2026 utility costs, your home's leak profile, and what your state will still pay for now that the federal 25C credit is gone.

Heads up. The federal 25C $150 home energy audit tax credit ended 12/31/2025 under the OBBBA budget reconciliation. State and utility rebates are now the only post-purchase cash back available. We've baked that into the math below.

Your home

Primary heating fuel
Home age
Retrofits you'd consider (toggle)

The math

Audit cost

$450

State rebate: $0 via utility rebate (varies)

Annual savings

$726

28% of bill

Payback

5.0 yr

Net upfront: $3,600

Strong ROI. Sub-5-year payback on a residential energy retrofit is unusually good. Get the audit. Pull permits. Move.

Last updated: April 2026. Estimator uses national averages from EIA RECS 2024, DOE Home Energy Score pricing, and current state rebate program rosters. Actual savings depend on home-specific blower-door results, utility rate structures, and contractor quality. Not engineering advice. Verify with a BPI- or RESNET-certified auditor.

Track rebate program changes

Quarterly updates when state rebate caps shift or new utility programs launch.